Services: 10 a.m.Thursday, July 3, Cedar Valley Community Church. Visitation: 4-7 p.m. Wednesday, July 2, Hagarty-Waychoff-Grarup Funeral Service on West Ridgeway and one hour before services at the church.

WATERLOO, Iowa  — Thelma Beatrice Ness Winter, 100, of Waterloo, died Saturday, June 28, 2008, at Covenant Medical Center.

Graveside service will be at 1:30 p.m. at Oakdale Cemetery, Wilton.

Memorial donations may be made to the charity of your choice.

Condolences: www.hagartywaychoffgrarup.com.

Mrs. Winter was born Oct. 20, 1907, in York Township, in southern Minnesota, the daughter of George and Adabell Cheney Ness. She married Carlton Louis Winter June 18, 1939, in Cresco. He died Jan. 15, 2007.

She attended the University of Northern Iowa for two years and graduated from the University of Iowa. After her marriage, she and her husband operated Winter’s Grocery Stores in Wilton, Atalissa and West Liberty. They moved to Waterloo in 1959 and opened the first Ben Franklin Store in the first shopping center in Waterloo — the Villa Shopping Center on LaPorte Road. In 1961, they opened Logan Plaza Ben Franklin Store: in 1963, Kimball Plaza Ben Franklin Store; in 1965, Lyndale Plaza Ben Franklin Store in Mason City; in 1969, Ben Franklin Store in New Hampton and Coast to Coast Store in Logan Plaza, Waterloo; in 1971, downtown Waterloo Ben Franklin and Barberio Cheese Shop in the Crossroads Mall. They retired in 1981.

Survivors include: a niece, Linda (Richard) Vahrenkamp of Lyons, Colo.; a nephew, Rodney (Fancy) Lindlief of Loveland, Colo; nephew, Carlton Ness of Lime Springs, Iowa; two grandnieces, Crystal Lindlief of Aurora, Colo and Carlee Lindlief of Durango, Colo.; great-grandniece, Jada Lyn Chapin of Durango, Colo.

She was preceded in death by her husband; a brother, Harry Ness; a sister, Lauretta Lindlief.